INSURANCE INSIGHTS
|
JULY 2017
26
27
JULY 2017 |
INSURANCE INSIGHTS
Insurer Name
HDFC Standard Life Insurance
Company Ltd.
Birla Sun Life Insurance Company
Ltd.
Tata AIA Life Insurance Company
Ltd.
Birla Sun Life Insurance Company
Ltd.
HDFC Standard Life Insurance
Company Ltd.
Product name
HDFC Life Easy Health
BSLI Hospital Plus Plan
TATA AIA Life Insurance Vital Care Pro BSLI Cancer Shield Plan
HDFC Life Cancer Care
Premium p.a. (for a 35 year old Male,
non-smoker)
(Excluding taxes, surcharge & cess)
R
3,191
Sum Insured -
R
5 Lakh, PPT - 5 years,
PT - 5 years, Option A
R
8,080
Sum Insured -
R
5,62,500, Option D,
PPT - 5 years, PT - 5 years
R
4,722
Sum Insured -
R
20.01 Lakh, PPT - 10
years, PT - 10 years, Option - Pro Care
R
870
Sum Insured -
R
10 Lakh, PT - 10 years,
PPT - 10 years, Option - Level SA
R
8,81
Sum Insured -
R
10 Lakh, PT - 10 years,
PPT - 10 years, Option - Silver
Key Plan Features
Fixed Benefit Health Insurance Plan
that provides Lump sum Payout on
Diagnosis of Critical Illness OR upon
undergoing surgical procedures OR
hospitalization.
Flexibility of choosing from 4 Benefit
Options to suit your needs along with an
additional benefit in case of
hospitalization due to an accident.
Protection against 15 critical illnesses
and income for 10 years.
Fixed Benefit Health Insurance
Plan that pays Lump sum payout on
diagnosis of major and early stage
cancer.
Fixed Benefit Health Insurance
Plan that pays Lump sum payout on
diagnosis of major and early stage
cancer.
Entry Age(Min/Max)
18/65 years
Adult: 18/65 years
Child: 3 months/17 years
18/65 years
18/65 years
18/65 years
Maturity Age(Min/Max)
23/70 years
23/95 years*
0/85 years
23/75 years
28/75 years
Premium paying options
Single Pay, Regular Pay
Regular Pay
Regular Pay
Regular Pay
Regular Pay
Premium Paying Term(PPT)/Policy
Term(PT)
5 years
5 years
10/15/20/25/30 years
5 to 20 years
10 to 20 years
Premium mode
Single, Annual
Annual and Monthly (ECS only)
Annual, Half-yearly, Quarterly, Monthly
Annual, Half-yearly, Quarterly, Monthly
Annual, Half-yearly, Quarterly, Monthly
Sum assured (Min/Max)
Option 1 :
R
25,000,
Option 2 :
R
50,000,
Option 3 :
R
75,000,
Option 4 :
R
1,00,000,
Option 5 :
R
1,50,000,
Option 6 :
R
2,00,000,
Option 7 :
R
2,50,000,
Option 8 :
R
3,00,000,
Option 9 :
R
4,00,000,
Option 10 :
R
5,00,000
Option A:
R
75,000,
Option B:
R
2,25,000,
Option C:
R
3,75,000,
Option D:
R
5,62,500
R
20.01 Lakh/
R
60 Lakh
R
10 Lakh/
R
50 Lakh
R
10 Lakh/
R
40 Lakh
Minimum Annual Premium
R
6,76 (RP)
R
1,225
#
R
3,600
R
390
^
R
427
Plan options
A: Daily Hospital Cash Benefit (DHCB)
B: Surgical Benefit (SB)
C: Critical Illness Benefit (CIB)
D: DHCB + SB
E: SB + CIB
F: DHCB + CIB
G: DHCB + SB + CIB
Benefit Option A, B, C, D
Single Life:
i. Pro Care - Lump sum Benefit
ii. Pro Care Plus - Lump sum Benefit
with Income Loss Benefit
Joint Life:
i. Duo Care - Lump sum Benefit
ii. Duo Care Plus - Lump sum Benefit
with Income Loss Benefit
Level Sum Assured
Increasing Sum Assured
Silver, Gold, Platinum
Maturity Benefit*
NA
NA
NA
NA
NA
Death Benefit*
NA
NA
NA
NA
NA
HEALTH PLANS (TRADITIONAL)
HEALTH PLANS (TRADITIONAL)
*Please refer to the Product Brochure for more details.
RP - Regular Pay
#
basis age and plan option,
^Male aged 18 at entry, 5-year term,
R
10 Lakh sum assured, Option A, without income benefit
