INSURANCE INSIGHTS
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JULY 2017
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JULY 2017 |
INSURANCE INSIGHTS
CAR INSURANCE
Insurer's Name
HDFC ERGO GIC LTD
Bharti AXA GIC LTD
Plan Name
Motor insurance : Private Car insurance
Policy
SmartDrive Private Car Insurance Policy
Sum Insured Range
Depends on the manufacturer’s listed
selling price less depreciation for each
year or the IDV (Insured’s declared Value).
IDV is the maximum amount payable in
the event of a claim for Total Loss/Theft.
Depends on the manufacturer’s listed sell-
ing price less depreciation for each year
or the IDV (Insured’s declared Value).
IDV is the maximum amount payable in
the event of a claim for Total Loss/Theft.
No Claim Bonus (NCB)
Available
Available
Discount on Automobile Association
Membership
Available
Available
Loss or Damage to vehicle
Covered
Covered
Liability to Third Parties
Covered
Covered
Personal Accident Cover
Covered
Covered
Zero Depreciation Cover
Available
Available
NCB Protect
Available
Available
Road Side Assistance
Available
Available
Return to Invoice
Available
Available
Engine Protect
Available
Available
Cost of consumables
Available
Available
TWO-WHEELER INSURANCE
Insurer's Name
HDFC ERGO GIC LTD
Bharti AXA GIC LTD
Plan Name
Two Wheeler insurance
SmartDrive Two Wheeler Insurance Policy
Sum Insured Range
Depends on the manufacturer’s listed
selling price less depreciation for each
year or the IDV (Insured’s declared Value).
IDV is the maximum amount payable in
the event of a claim for Total Loss/Theft.
Depends on the manufacturer’s listed sell-
ing price less depreciation for each year
or the IDV (Insured’s declared Value).
IDV is the maximum amount payable in
the event of a claim for Total Loss/Theft.
No Claim Bonus ( NCB)
Available
Available
Discount on Automobile Association
Membership
Not Available
Available
Loss or Damage to vehicle
Covered
Covered
Liability to Third Parties
Covered
Covered
Personal Accident Cover
Covered
Covered
Zero Depreciation Cover
Available
Available
Road Side Assistance
Available
Not available
Long Term Policy
Available
Available
COMMERICAL VEHICLE INSURANCE
Insurer's Name
HDFC ERGO GIC LTD
Bharti AXA GIC LTD
Name of Plan
Commercial Vehicle Insurance
SmartDrive Commercial Vehicle Insurance Policy
Sum Insured Range
Depends on the manufacturer’s listed sell-
ing price less depreciation for each year or
the IDV (Insured’s declared Value). IDV is
the maximum amount payable in the event
of a claim for Total Loss/Theft.
Depends on the manufacturer’s listed selling
price less depreciation for each year or the IDV
(Insured’s declared Value). IDV is the maximum
amount payable in the event of a claim for Total
Loss/Theft.
No Claim Bonus (NCB)
Available
Available
Loss or Damage to vehicle
Covered
Covered
Liability to Third Parties
Covered
Covered
Personal Accident Cover
Covered
Covered
Zero Depreciation Cover
Available
Available
NCB Protect
Not Available
Available
Road Side Assistance
Not Available
Available
Return to Invoice
Not Available
Available
Engine Protect
Not Available
Available
Cost of consumables
Not Available
Available
